
Retirement SMArt Colorado State University

A Multi-Session Course For Adults Preparing For & Navigating Through Retirement
What will you learn from this course?
- How to plan for Retirement
- Create realistic Retirement goals
- How to make smart decisions about Retirement based upon the tools and insight provided in the class
- How to optimize your retirement income, reduce taxes, position investments to meet your needs, make informed choices regarding Social Security and Medicare as well as practical and cost effective estate planning strategies to leave a lasting legacy
- Topics include: Retirement income, Social Security claiming strategies, choosing the right Medicare Plan, managing Investment Risk, Tax Planning, Life and LTC ideas, Trusts and Legal documents for seniors
Details about the course sessions
- Classroom style setting (comfortable seating, desk and screen)
- Educational, not a sales pitch
- A place to learn, prepare and actively participate
- Course fee (Individual $69 or Couple $89) includes a work book with course notes, worksheets, illustrations and a glossary for reference
- The work book will help you follow along and will serve as a useful resource after the course is complete (bring your laptop, tablet or notepad to take additional notes)
- The course consists of four sessions
- Instructors: Mr. Kevin Yorgensen, Certified Financial PlannerTM
Education is Key
Course outline
- What’s really important
- Writing your future in advance
- The road to recovery
- Setting and staying the course
- When and how to apply
- Medigap or Advantage Plan
- Costs, changes and choices
- The building blocks
- The right stuff
- The pitfalls of under and over investing
- Investment alternatives…beyond “Me Too”
- Avoiding tax catastrophes
- Protecting and preserving
- Essential documents
- Trusts, Wills and Probate
- Why not to divide your estate equally between your children
- Ending estate settlement battles before they start
- Case Study
- When to take it
- How to maximize it
- What to watch out for
- When and how to apply
- Medigap or Advantage Plan
- Costs, changes and choices
- Retirement tax savings strategies
- Tax filing vs. Tax planning
- Tax advantaged investments
- The importance of understanding what you can and cannot control
- The “B word” and why it’s not so bad
- Freeing up money to spend in retirement
- Putting in the big rocks first
- Creating a retirement paycheck
- Filling in the gaps
Meet Your Host and Instructor
KEVIN YORGENSEN
Financial Planner at The Estate Planners Group
Kevin held executive positions at large financial services firms during his 35+ year career in Information Technology. He last served as Chief Information Officer (CIO) at Prudential Annuities prior to beginning his second retirement in 2016. Other endeavors over the years included starting a small business, running his own consulting services business and serving as an adjunct professor at the University of Hartford. Again growing restless in early retirement and seeking to leverage the strong strategic planning and client facing skills developed throughout his previous career, Kevin joined EPG at the beginning of 2019.
Kevin earned his Bachelor of Science in Business Administration and his Master of Business Administration (MBA) degrees from the University of Hartford, a Master’s Certificate in Project Management from George Washington University and an Insurance Executive Development Program Certificate from the Wharton School at the University of Pennsylvania. Additionally, he holds the Certified Financial Planner® certification.
Kevin and his wife, Siobhan, currently reside in Timnath, CO and enjoy spending time outside with their daughter, son-in-law and grandson.
