
Retirement SMART In Reading, Pennsylvania

A Multi-Session Course For Adults Preparing For & Navigating Through Retirement
What will you learn from this course?
- How to plan for Retirement
- Create realistic Retirement goals
- How to make smart decisions about Retirement based upon the tools and insight provided in the class
- How to optimize your retirement income, reduce taxes, position investments to meet your needs, make informed choices regarding Social Security and Medicare as well as practical and cost effective estate planning strategies to leave a lasting legacy
- Topics include: Retirement income, Social Security claiming strategies, choosing the right Medicare Plan, managing Investment Risk, Tax Planning, Life and LTC ideas, Trusts and Legal documents for seniors
Details about the course sessions
- Classroom style setting (comfortable seating, desk and screen)
- Educational, not a sales pitch
- A place to learn, prepare and actively participate
- Course fee (Individual $69 or Couple $89) includes a work book with course notes, worksheets, illustrations and a glossary for reference
- The work book will help you follow along and will serve as a useful resource after the course is complete (bring your laptop, tablet or notepad to take additional notes)
- The course consists of four sessions
- Instructors: Mr. David Loesser, Certified Financial PlannerTM and Yale Certified Private Wealth Advisor®. Jeffrey Loesser, Financial Advisor.
Education is Key
Course outline
- What’s really important
- Writing your future in advance
- The road to recovery
- Setting and staying the course
- When and how to apply
- Medigap or Advantage Plan
- Costs, changes and choices
- The building blocks
- The right stuff
- The pitfalls of under and over investing
- Investment alternatives…beyond “Me Too”
- Avoiding tax catastrophes
- Protecting and preserving
- Essential documents
- Trusts, Wills and Probate
- Why not to divide your estate equally between your children
- Ending estate settlement battles before they start
- Case Study
- When to take it
- How to maximize it
- What to watch out for
- When and how to apply
- Medigap or Advantage Plan
- Costs, changes and choices
- Retirement tax savings strategies
- Tax filing vs. Tax planning
- Tax advantaged investments
- The importance of understanding what you can and cannot control
- The “B word” and why it’s not so bad
- Freeing up money to spend in retirement
- Putting in the big rocks first
- Creating a retirement paycheck
- Filling in the gaps
Meet Your Host and Instructor
DR. MICHAEL SULLIVAN
VP Advisory Services at The Estate Planners Group
Dr. Michael Sullivan has held executive positions in both non-profit and for profit organizations for more than thirty years. He is skilled at helping individuals and organizations meet their strategic goals. After leaving the non-profit sector Michael began his financial services career with Prudential Financial in 1996 as a Financial Advisor. He has served as Vice President of Advisory Services with The Estate Planners Group since 2006.
NBC 10 (Philadelphia), Foxnews.com, and FoxBusiness.com have featured Michael for his financial insights and perspectives. His articles have been published on Bloomberg’s Businessweek.com, and he has been quoted in various online publications including: AARP, Yahoo! Finance, and The Street.
Michael earned a Doctor of Ministry degree from Regent University in Organizational Leadership and Renewal. He also attended The Wharton School of the University of Pennsylvania where he earned the Certified Investment Management Analyst designation (CIMA®).
