Financial Planning Services
Empowering individuals to secure their financial future with expert guidance from The Estate Planners Group.
Financial Planning Services
Unlocking Prosperity
A comprehensive financial plan is the cornerstone of achieving long-term financial stability and prosperity. A Certified Financial Planner (CFP®) assesses your current financial situation and works with you to set realistic goals and create a strategic roadmap to reach those objectives. Professional financial planning services are crucial in navigating the complexities of investment options, tax implications, risk management, legal considerations, and optimizing income streams. Everyone deserves access to tailored financial planning services to ensure their hard-earned money works effectively for their future. At The Estate Planners Group, we offer a comprehensive approach that addresses the five key areas of a client’s financial life: income management, risk management, tax planning, legal considerations, and investment strategies. As a fiduciary, we prioritize our clients’ best interests above all else. With our expertise and dedication, we empower individuals to make informed decisions and unlock their full financial potential.
Understanding Financial Planning Services
Financial planning services with a Certified Financial Planner (CFP®) are designed to provide individuals with a roadmap to achieve their financial goals and secure their future. Our process typically begins with an initial consultation where we discuss your financial concerns, goals, and aspirations. During this phase, the objectives of financial planning services are outlined, focusing on addressing immediate needs and creating a long-term strategy for financial success. Through client profiling and assessment, we gain a deep understanding of your financial situation, risk tolerance, and future objectives. This information is then used to identify both short-term and long-term financial goals, ensuring that the plan is tailored to meet your unique circumstances. A comprehensive financial analysis follows, encompassing various aspects such as income, expenses, assets, liabilities, and investment portfolio evaluation. This analysis forms the foundation of the financial plan, guiding clients towards making informed decisions and maximizing their financial potential.
Financial Planning Services Offered by The Estate Planners Group
We offer a comprehensive suite of financial planning services tailored to meet the unique needs of our individual clients. As a fiduciary, we prioritize our clients’ best interests above all else. Our Certified Financial Planner (CFP®) and team of experienced professionals is dedicated to guiding you through every step of your financial journey, ensuring that you achieve your goals and secure your financial future with confidence.
Income & Expense Analysis
We conduct a thorough analysis of your income and expenses to help you optimize your cash flow and achieve financial stability.
Asset Allocation Review
Our team evaluates your current asset allocation to ensure it aligns with your risk tolerance and long-term objectives, maximizing your investment potential.
Risk Assessment & Management
We assess your risk profile and implement strategies to mitigate potential risks, safeguarding your financial assets.
Tax Planning Strategy
We incorporate personalized tax planning strategies to minimize your tax liabilities and maximize your after-tax income as part of your comprehensive financial plan.
Retirement Planning Evaluation
We help you plan for retirement by evaluating your current savings, estimating future expenses, and designing a customized retirement plan to achieve your goals.
Sustainable Investment Strategy
We integrate environmental, social, and governance factors into your portfolio, aligning your financial goals with your values.
Lifestyle Advisory
We provide personalized guidance on managing your finances to support your desired lifestyle, whether it’s savings, funding, or planning.
Portfolio Reviews & Adjustments
We regularly review and adjust your investment portfolio to ensure it remains aligned with your financial objectives and market conditions.
Our Approach
As a fiduciary, we prioritize our clients’ best interests above all else. Our approach revolves around putting our clients at the forefront of everything we do. We believe in taking the time to truly understand each individual’s unique needs and goals through a comprehensive assessment process. This allows us to tailor customized financial plans that are specifically designed to help our clients achieve their desired outcomes. Our commitment to confidentiality and integrity ensures that our clients can trust us with their most sensitive financial information. We prioritize transparent communication and education, empowering our clients to make informed decisions about their financial future. What sets us apart is our holistic approach, where we consider the five key areas of a client’s financial life: income, risk management, taxes, legal considerations, and investments. By addressing each of these aspects, we provide a well-rounded and thorough strategy that encompasses all facets of our clients’ financial well-being.
Our Virtues
Our virtues define our commitment to excellence in financial planning services. With an experienced and knowledgeable team of financial planning professionals, we bring expertise and insight to every client interaction. Our proven track record of successful financial planning speaks to our ability to deliver results and help our clients achieve their goals. We pride ourselves on providing personalized attention and dedication to client satisfaction, ensuring that each individual receives the highest level of service and support. As a fiduciary, we prioritize our clients’ best interests above all else. Unlike some firms that prioritize selling products, we focus solely on our clients’ best interests, striving to recommend solutions that align with their unique needs and objectives. This client-centric approach underpins everything we do, reflecting our unwavering dedication to helping our clients build a secure financial future.
fREQUENTLY ASKED QUESTIONS
A Certified Financial Planner (CFP®) applies specialized knowledge and provides invaluable guidance and expertise to help you navigate complex financial decisions and develop a comprehensive financial plan. Whether you’re planning for retirement, managing investments, or optimizing tax strategies, a qualified financial planner can help you make informed choices and achieve your long-term financial goals with confidence.
We charge a quarterly service fee as a percentage of assets under management. This fee structure ensures alignment with our clients’ financial success. For assets under management up to $500,000, the fee is 0.25%, decreasing to 0.225% for assets between $500,001 and $1 million, and further to 0.2% for assets over $1 million under management.
When you engage with The Estate Planners Group for financial planning, you can expect tailored solutions that align with your specific goals and risk tolerance. Our services include investment portfolio construction and diversification, integration of estate planning, analysis of insurance needs, and strategies for funding education. We prioritize flexibility and adaptability to accommodate changes in your financial circumstances over time.
Transparency and assistance are central to our approach at The Estate Planners Group. We empower our clients through education, providing access to expert advice and resources throughout the financial planning process. We offer periodic updates and adjustments to your financial plan, ensuring it remains relevant and effective. Our proactive communication and client engagement foster a collaborative relationship built on trust and understanding.
We prioritize compliance with regulatory standards to ensure the highest level of integrity and transparency. Our fee structure is transparent, and we adhere to strict client confidentiality and data security measures. By upholding these standards, we provide our clients with peace of mind and confidence in our services.
While clients may have multiple accounts, our minimum asset requirement is $500,000. This ensures that we can provide the level of personalized service and attention that our clients deserve, regardless of the complexity of their financial situation.
Comprehensive Approach
Wealth Management
Wealth management with a Certified Private Wealth Advisor (CPWA®) is vital for securing and enhancing your legacy during and beyond your lifetime for generations to come. Our dedicated team at The Estate Planners Group guides individuals and families through complex financial terrain to develop and implement comprehensive wealth management, ensuring optimized growth, protection, and legacy preservation aligned with your goals and values.
Tax Planning
Tax planning is an essential component of any comprehensive financial strategy, aiming to minimize tax liabilities and maximize savings. Proactive tax planning can help you retain more of your hard-earned assets. At The Estate Planners Group, our team of experts incorporates tax strategies in our holistic approach toward investment management, financial planning, retirement planning, and wealth management. We work with you to address your tax concerns and apply tailored tax planning strategies that optimize your financial situation.
Retirement Planning
Retirement planning with a Certified Financial Planner (CFP®) is essential for achieving financial security in your golden years. At The Estate Planners Group, we specialize in creating personalized retirement plans that align with your lifestyle goals and income needs. From evaluating retirement accounts to optimizing Social Security benefits, we provide comprehensive strategies to help you enjoy a comfortable and fulfilling retirement.
Contact The Estate Planners Group
Considering financial planning services is a crucial step towards securing your financial future, and The Estate Planners Group is here to guide you through every aspect of this journey. With our client-centered approach, experienced team, and comprehensive range of services, we are dedicated to helping you achieve your financial goals with confidence. We understand that each individual has unique needs and aspirations, which is why we tailor our solutions to suit your specific circumstances. Thank you for considering The Estate Planners Group for your financial planning needs. To get started, please feel free to reach out to us at any of our headquarters in Florida, Pennsylvania, or Colorado. You can also send us a message through our website’s contact form or schedule a consultation directly. We look forward to the opportunity to work with you and help you unlock your financial potential.